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Alabama: Section 8 properties with a decision coming

HUD's file lists 397 active project-based assistance contracts in Alabama, covering 22,795 assisted units. 81 of them reach their final expiration date by Oct 2028, when the owner has to choose whether and how to renew. 113 Section 8 HAP contracts pay rents under 90% of the area's Fair Market Rent, a first sign of a property that could qualify for a rent increase at renewal.

397active contracts on 399 properties
81reaching final expiration by Oct 2028 (2,420 assisted units)
113HAP contracts with rents under 90% of FMR
8FHA-insured apartment loans maturing within five years

Contracts reaching final expiration by Oct 2028

These contracts end their overall term within two years of HUD's October 6, 2026 file. The owner chooses among the renewal options the property qualifies for, and an owner who wants out has to give tenants at least a year's notice. "Rent vs FMR" is HUD's ratio of contract rent to the area's Fair Market Rent.

PropertyUnitsAssistedContract typeFinal expirationRent vs FMRHUD loan
Arc Home (The)Jackson, Clarke County98PRAC/811Oct 202659%202/811
Claiborne Arms AptsMobile, Mobile County7272Sec 8 NCOct 2026101%FHA 06211286
Harc IVBirmingham, Jefferson County1010PRAC/811Oct 202651%202/811
Janmar AptsBirmingham, Jefferson County2020Sec 8 SROct 202681%
Mill Run Apts.Mobile, Mobile County5050Sec 8 NCOct 202679%
Wrc HousingDothan, Houston County87PRAC/811Oct 202680%202/811
Jernigan HouseBirmingham, Jefferson County43PRAC/811Nov 202675%202/811
Sulligent ApartmentsSulligent, LAMAR County66PRAC/811Nov 202672%202/811
Dogwood TerraceFlorence, Lauderdale County2020PRAC/811Nov 202690%202/811
Wrc Housing IIDothan, Houston County87PRAC/811Nov 202672%
Greenwood HomesPell City, St. Clair County1110PRAC/811Dec 202651%202/811
Rickwood Apts.Birmingham, Jefferson County2424Sec 8 SRDec 202684%
Magnolia Gardens, IIIFlorence, Lauderdale County2120PAC/202Jan 202796%FHA 06211193
Alston CourtFoley, Baldwin County2120PRAC/811Jan 202751%202/811
Seymour HouseDouble Springs, Winston County1514PRAC/811Jan 202748%202/811
Normandale ApartmentsMontgomery, Montgomery County8080Sec 8 NCJan 202796%Insured
Deerwood Group HomeMobile, Mobile County33PRAC/811Jan 2027107%202/811
Carson PlaceBirmingham, Jefferson County109PRAC/811Jan 202748%202/811
Anderson Fischer ApartmentsMobile, Mobile County2019PRAC/811Jan 2027127%202/811
Navco Road Group HomeMobile, MOBILE County1110PRAC/811Feb 202759%202/811
Ozark Group HomeOzark, Dale County109202/8 NCFeb 2027130%
Pine Trace Apts.Mobile, MOBILE County1514PRAC/811Feb 202785%202/811
Ringold Group HomeMobile, Mobile County66PRAC/811Feb 202772%202/811
Montgomery Community Homes #2Montgomery, Montgomery County99PRAC/811Feb 202768%202/811
Girby Road ApartmentsMobile, Mobile County2120PRAC/811Mar 202776%202/811
Pines Apts.Bessemer, Jefferson County100100LMSAMar 202775%Insured
Windwood ApartmentsCamden, Wilcox County3636515/8 NCMar 2027106%
Onderdonk CottagesMobile, Mobile County2524202/162 NCApr 2027108%202/811
Christopherson EstatesMobile, Mobile County2221202/162 NCApr 2027116%202/811
Patton Ridge Apts.Birmingham, Jefferson County1818PRAC/811Apr 202781%202/811
Zeigler EstatesMobile, Mobile County1414PRAC/811Apr 202785%202/811
Robison WayMobile, Mobile County1413PRAC/811Apr 202787%
Agape HouseBirmingham, JEFFERSON County1818PRAC/811May 202770%202/811
C.A.P.E.Carbon Hill, Walker County66PRAC/811May 202763%202/811
Chanticleer AptsSelma, Dallas County9686LMSAMay 2027107%
Kaulton Circle ApartmentsTuscaloosa, Tuscaloosa County55PRAC/811May 202771%202/811
Marc Group HomesMobile, Mobile County2018202/8 NCMay 202772%202/811
Pinefield ApartmentsTuscaloosa, Tuscaloosa County1313PRAC/811May 202749%202/811
Spring Hills HomesFayette, FAYETTE County1110PRAC/811May 202772%202/811
Perkins PlaceCullman, Cullman County1010PRAC/811May 202760%202/811
 Source: HUD Multifamily Assistance and Section 8 Contracts database, data as of October 6, 2026.

Section 8 contracts paying well under Fair Market Rent

HAP contracts with at least 20 assisted units whose rent-to-FMR ratio in HUD's file is under 90%, lowest first. Below-market contract rents are what HUD's Mark-Up-to-Market renewal option addresses, if the property qualifies; a rent comparability study, not this ratio, decides the new rents. "Run math" loads the size and ratio into the offer calculator.

PropertyUnitsAssistedRent vs FMRFinal expirationCurrent term ends
Spring GardensBirmingham, Jefferson County10010051%May 2031May 2031Run math
Roberts ApartmentsAthens, Limestone County2394056%Jul 2039Jul 2027Run math
Woodridge ApartmentsAthens, Limestone County727257%Jul 2027Jul 2027Run math
Elmwood AptsAthens, Limestone County808057%Feb 2033Feb 2027Run math
Roberts ApartmentsAthens, Limestone County2397057%Jul 2039Jul 2027Run math
Crestline HomesBirmingham, Jefferson County333058%Jul 2035Jul 2027Run math
Roberts ApartmentsAthens, Limestone County2395259%Jul 2039Jul 2027Run math
Davis Heights & Asbury Howard AptsBessemer, Jefferson County19819859%Mar 2035Mar 2035Run math
Roberts ApartmentsAthens, Limestone County2392960%Jul 2039Jul 2027Run math
Brent GardensCentreville, BIBB County505060%Dec 2031Jan 2027Run math
Harc IIIHomewood, Jefferson County303061%Mar 2031Mar 2027Run math
Thompson ManorBessemer, Jefferson County565661%Mar 2036Mar 2036Run math
Westlake ApartmentsHuntsville, Madison County727261%Aug 2031Jul 2027Run math
Roberts ApartmentsAthens, Limestone County2394862%Jul 2039Jul 2027Run math
Cherokee Bend AptsHuntsville, Madison County505062%Dec 2031Dec 2026Run math
Mobile Community HomesMobile, MOBILE County333064%Feb 2035Feb 2027Run math
East/West RunyanAshland, Clay County19819865%Oct 2037Oct 2037Run math
Freedom ManorBirmingham, Jefferson County10010065%Oct 2038Oct 2038Run math
Farrington ApartmentsBirmingham, Jefferson County1048266%Apr 2040Apr 2040Run math
Farrington ApartmentsBirmingham, Jefferson County1042266%Jan 2042Jan 2027Run math
Cobb Hillside HomesBessemer, Jefferson County11011068%Aug 2037Aug 2027Run math
Peppertree ApartmentsBessemer, Jefferson County505068%Jul 2031Feb 2027Run math
Deville PlaceBirmingham, Jefferson County222069%May 2031May 2027Run math
Roosevelt ManorBessemer, Jefferson County505070%Jun 2034Jun 2027Run math
Edmond EstatesPhenix City, Russell County1205670%Jul 2029Jul 2027Run math
Alameda Terrace AptsBirmingham, Jefferson County666671%Oct 2031Oct 2026Run math
Harc IBirmingham, Jefferson County504571%May 2032May 2027Run math
Heatherwood ApartmentsFlorence, Lauderdale County404071%Feb 2032Nov 2026Run math
Weeden Heights AptsFlorence, Lauderdale County282871%Jan 2032Dec 2026Run math
Saddlewood ApartmentsNorthport, Tuscaloosa County989872%Jul 2028Jul 2027Run math
 Source: HUD Multifamily Assistance and Section 8 Contracts database, data as of October 6, 2026. HUD describes the ratio as a guide only.

HUD-insured loans maturing in the next five years

A HUD loan amortizes to zero, so a near maturity usually means a small balance left on an older building. The list shows only what HUD's file says: the loan, its balance and its maturity date. It says nothing about any owner's plans, other debt or willingness to sell.

PropertyUnitsProgramBalanceMatures
Avalon Park AptsMuscle Shoals 35661 · FHA 06235517 60 223(a)(7) $28,719 Apr 2027
Eastridge AptsGreensboro 36744 · FHA 06235518 50 223(a)(7) $21,693 Apr 2027
Pinewood ApartmentsCamden 36726 · FHA 06235521 60 223(a)(7) $37,987 Jun 2027
Brent Gardens AptsCentreville 35042 · FHA 06235513 50 223(a)(7) $27,926 Jan 2028
Elizabet Wright AptsMontgomery 36109 · FHA 06211145 101 223(f) $358,684 Mar 2028
Beech Creek ApartmentsSelma 36703 · FHA 06235634 80 223(a)(7) $232,195 Sep 2030
Knollwood Retirement CenterRoanoke 36274 · FHA 06211085 50 223(f) $488,100 Aug 2031
Uniontown AptsUniontown 36786 · FHA 06235522 30 223(a)(7) $84,709 Aug 2031
Source: HUD Insured Multifamily Mortgages file, data as of September 30, 2026.

Filter every Alabama contract

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Watch a contract

HUD republishes this file about once a month. Pick a contract and we'll email you when a new file shows it renewed (a later expiration date), ended or changed status, or moved inside 24 or 12 months of its final expiration.

We match on HUD's contract number, so a renewal under a new contract number shows up as this one expiring. Every contract is in the download files if you'd rather track them yourself.

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Before you call an owner

Write to the owner of record from the county's deed records; HUD's file shows the contract, not the deed. Never contact residents or on-site staff about a sale, and never suggest to residents that their housing is about to change.

Buying the property means HUD has to approve you to take over the contract. Read what HUD reviews when a Section 8 property sells before you write a letter of intent.

Price it, then finance it

Use the offer calculator to value the property at today's contract rents and at market rents, then send the deal to the desk for acquisition financing.

Not affiliated with HUD. Inclusion here doesn't mean a property is for sale. How this data is built.