Kentucky

Kentucky: Section 8 properties with a decision coming

HUD's file lists 475 active project-based assistance contracts in Kentucky, covering 25,170 assisted units. 80 of them reach their final expiration date by Oct 2028, when the owner has to choose whether and how to renew. 118 Section 8 HAP contracts pay rents under 90% of the area's Fair Market Rent, a first sign of a property that could qualify for a rent increase at renewal.

475active contracts on 484 properties
80reaching final expiration by Oct 2028 (1,247 assisted units)
118HAP contracts with rents under 90% of FMR
20FHA-insured apartment loans maturing within five years

Contracts reaching final expiration by Oct 2028

These contracts end their overall term within two years of HUD's October 6, 2026 file. The owner chooses among the renewal options the property qualifies for, and an owner who wants out has to give tenants at least a year's notice. "Rent vs FMR" is HUD's ratio of contract rent to the area's Fair Market Rent.

PropertyUnitsAssistedContract typeFinal expirationRent vs FMRHUD loan
Ahp, Inc.Ashland, Boyd County33PRAC/811Oct 202659%202/811
Chapel House-LouisvilleLouisville, Jefferson County2033PRAC/811Oct 202678%202/811
Clover Hill ApartmentsLouisville, Jefferson County88PRAC/811Oct 202684%202/811
Delmont PlaceLexington, Fayette County43PRAC/811Oct 202642%202/811
Greater Community HousingLouisville, Jefferson County1514PRAC/811Oct 202660%202/811
Wellspring Bridge ApartmentsLouisville, Jefferson County88PRAC/811Oct 202676%202/811
Aqueduct PlaceLexington, Fayette County43PRAC/811Nov 202642%202/811
Franklin Place ApartmentsFrankfort, Franklin County1312PRAC/811Nov 2026102%202/811
Clifton CourtLouisville, Jefferson County1414PRAC/811Nov 202684%202/811
Voa/Orv Bunker Hill CourtIndependence, Kenton County66PRAC/811Nov 202660%202/811
Building DreamsLouisville, Jefferson County88PRAC/811Nov 202655%202/811
Russellville ResidenceRussellville, Logan County88202/162 NCDec 2026114%202/811
Rhp, Inc.Morehead, ROWAN County33PRAC/811Dec 202674%202/811
Progressive Homes ApartmentsParis, Bourbon County44515/8 NCDec 202678%
Riverside ApartmentsBooneville, OWSLEY County4040LMSADec 2026106%HUD Held
Greenwood ResidenceElizabethtown, Hardin County43PRAC/811Dec 202692%202/811
Lynne Acres ApartmentsShelbyville, SHELBY County4040Sec 8 NCJan 202782%
Hagan-Trabue ApartmentsLouisville, Jefferson County1010PRAC/811Jan 202774%202/811
Cedar Lake - St. MatthewsLouisville, Jefferson County88PRAC/811Jan 202793%202/811
Anderson PlaceLouisville, Jefferson County1111PRAC/811Jan 202770%202/811
Cedar Lake - EastLouisville, JEFFERSON County88PRAC/811Jan 2027109%202/811
Baxter Avenue ApartmentsLouisville, Jefferson County1312PRAC/811Jan 2027131%202/811
Baker ApartmentsBenton, Marshall County1110PRAC/811Jan 202766%202/811
Bluegrass VillageLexington, Fayette County88PRAC/811Jan 202749%202/811
Patrick Henry ApartmentsLouisville, Jefferson County88PRAC/811Feb 202776%202/811
Judes PlaceFairdale, Jefferson County1110PRAC/811Feb 202780%202/811
Perkins Place ApartmentsBardstown, Nelson County1010PRAC/811Feb 202760%202/811
Voa/Orv Morningside DriveFlorence, Boone County43PRAC/811Mar 202765%202/811
Voa/Orv Madison PikeIndependence, Kenton County43PRAC/811Mar 202766%202/811
Edsils Place ApartmentsLouisville, JEFFERSON County1514PRAC/811Mar 202776%202/811
Ashberry Terrace Apts.Bardstown, Nelson County1010PRAC/811Apr 202769%202/811
Brown-MackinnonLouisville, Jefferson County2424PRAC/811Apr 202766%202/811
Fuller ApartmentsMayfield, Graves County1212PRAC/811Apr 2027107%202/811
Cedar Lake - CherrywoodLa Grange, Oldham County66PRAC/811Apr 202799%202/811
Christopher HomeFancy Farm, HICKMAN County43PRAC/811Apr 202775%202/811
Cedar Lake - PrincetonLouisville, Jefferson County44PRAC/811May 2027118%202/811
Cedar Lake - Jefferson ManorLouisville, Jefferson County66PRAC/811May 202778%202/811
Willow Place ILouisville, JEFFERSON County66PRAC/811May 202784%202/811
Willow Place IILouisville, JEFFERSON County66PRAC/811May 2027104%202/811
Danielle Court ApartmentsLexington, Fayette County66PRAC/811May 202747%202/811
Source: HUD Multifamily Assistance and Section 8 Contracts database, data as of October 6, 2026.

Section 8 contracts paying well under Fair Market Rent

HAP contracts with at least 20 assisted units whose rent-to-FMR ratio in HUD's file is under 90%, lowest first. Below-market contract rents are what HUD's Mark-Up-to-Market renewal option addresses, if the property qualifies; a rent comparability study, not this ratio, decides the new rents. "Run math" loads the size and ratio into the offer calculator.

PropertyUnitsAssistedRent vs FMRFinal expirationCurrent term endsCalculator
University Apts.Elizabethtown, Hardin County414156%Dec 2037Dec 2026Run math
Woodland HeightsHopkinsville, Christian County1009461%Mar 2040Mar 2027Run math
Windsor Place ApartmentsGeorgetown, Scott County464662%Dec 2035Dec 2026Run math
Gainesway Village ApartmentsLexington, Fayette County959564%Oct 2036Oct 2026Run math
Lakeview ApartmentsCampbellsburg, Henry County202065%Dec 2035Dec 2026Run math
Coolavin AptsLexington, Fayette County10410465%Oct 2031Feb 2027Run math
Williamsburg Terrace ApartmentsParis, Bourbon County646366%Aug 2036Aug 2027Run math
Barkley Manor AptsCadiz, Trigg County404067%Jan 2043Jan 2027Run math
Brownsville Manor ApartmentsBrownsville, Edmonson County565667%Oct 2039Oct 2026Run math
Bracken Creek ApartmentsAugusta, Bracken County404067%Nov 2032Nov 2026Run math
Trinity ApartmentsGeorgetown, Scott County282867%Sep 2028Sep 2028Run math
Elmwood ApartmentsNicholasville, Jessamine County605968%May 2035May 2027Run math
Regency Park - LouisvilleFairdale, Jefferson County979768%Aug 2031Aug 2027Run math
Cambridge SquareWinchester, CLARK County626169%Sep 2034Sep 2027Run math
Beverly P White TowersWinchester, Clark County909069%Nov 2032Dec 2026Run math
Willow Creek ApartmentsRadcliff, Hardin County494969%Mar 2032Mar 2032Run math
Brooksville Court AptsBrooksville, Bracken County484870%Oct 2036Oct 2026Run math
Colony House Apartments, LtdBarlow, BALLARD County484870%May 2042May 2027Run math
Westwood ApartmentsWinchester, Clark County969670%Jul 2034Jul 2027Run math
California Square II ApartmentsLouisville, Jefferson County484871%Jul 2033Jul 2027Run math
Ballard Place, LlcLexington, Fayette County13213271%Apr 2039Apr 2027Run math
Osage EstatesNew Castle, Henry County545472%Apr 2034Mar 2027Run math
Salem VillageLexington, Fayette County403972%Nov 2032Nov 2026Run math
The Flats At RiverviewBowling Green, WARREN County483773%Jul 2035Jul 2027Run math
Shively AptsShively, Jefferson County979773%Jan 2032Jan 2027Run math
Bedford HouseFalmouth, Pendleton County484873%Feb 2041Feb 2027Run math
Gardens At GreenupCovington, KENTON County202074%Dec 2040Dec 2026Run math
Spring View AptsStamping Ground, Scott County242474%Dec 2035Dec 2026Run math
Garden AptsBowling Green, Warren County484875%Jan 2029Jan 2029Run math
Lincoln VillageHodgenville, Larue County363675%Aug 2032Aug 2027Run math
Source: HUD Multifamily Assistance and Section 8 Contracts database, data as of October 6, 2026. HUD describes the ratio as a guide only.

HUD-insured loans maturing in the next five years

A HUD loan amortizes to zero, so a near maturity usually means a small balance left on an older building. The list shows only what HUD's file says: the loan, its balance and its maturity date. It says nothing about any owner's plans, other debt or willingness to sell.

PropertyUnitsProgramBalanceMatures
Elmwood ApartmentsNicholasville 40356 · FHA 08335628 60 223(a)(7) $42,595 Jun 2027
Windsor Place ApartmentsGeorgetown 40324 · FHA 08335647 46 223(a)(7) $56,857 Jan 2028
Westwood ApartmentsWinchester 40391 · FHA 08335620 96 223(a)(7) $152,538 May 2028
Prall Place ApartmentsLexington 40508 · FHA 08335624 46 223(a)(7) $83,743 Jun 2028
Cambridge Sq AptsWinchester 40391 · FHA 08335625 62 223(a)(7) $175,739 Jun 2029
Gainesway VillageLexington 40517 · FHA 08335622 95 223(a)(7) $299,056 May 2030
Walnut Hill ApartmentsLexington 40517 · FHA 08335623 96 223(a)(7) $304,284 May 2030
Old Hartfort Hills AptsOwensboro 42303 · FHA 08335560 80 223(a)(7) $97,399 Jun 2030
Lakeview Estates Of SomersetSomerset 42501 · FHA 08335559 48 223(a)(7) $121,307 Aug 2030
Chapel House HopkinsvilleHopkinsville 42240 · FHA 08311086 86 223(f) $1,147,664 Jan 2031
Eastend Housing DevelopmLexington 40508 · FHA 08335437 52 221(d)(4) $322,019 Feb 2031
Cross Creek AptsMadisonville 42431 · FHA 08335556 129 223(a)(7) $171,890 Apr 2031
Beechcreek AptsManchester 40962 · FHA 08335685 78 223(a)(7) $280,278 Apr 2031
Glenbrook Park ApartmentsGreenville 42345 · FHA 08335561 97 223(a)(7) $170,208 Jul 2031
Bella Gardens AptsMiddlesboro 40965 · FHA 08335637 84 223(a)(7) $244,463 Jul 2031
River Bent ApartmentsHartford 42347 · FHA 08335562 79 223(a)(7) $61,774 Aug 2031
Ferndale ApartmentsPineville 40977 · FHA 08335597 120 223(a)(7) $219,443 Aug 2031
Phoenix Hill TownhousesLouisville 40204 · FHA 08335640 46 223(a)(7) $87,884 Aug 2031
Poplar Grove ApartmentsLewisport 42351 · FHA 08335569 75 223(a)(7) $106,411 Sep 2031
Davis ApartmentsMayfield 42066 · FHA 08335574 88 223(a)(7) $101,295 Sep 2031
Source: HUD Insured Multifamily Mortgages file, data as of September 30, 2026.

Filter every Kentucky contract

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Watch a contract

HUD republishes this file about once a month. Pick a contract and we'll email you when a new file shows it renewed (a later expiration date), ended or changed status, or moved inside 24 or 12 months of its final expiration.

We match on HUD's contract number, so a renewal under a new contract number shows up as this one expiring. Every contract is in the download files if you'd rather track them yourself.

The list holds the Kentucky contracts in the tables above. Use "Watch" in the filter to add any other contract.

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Before you call an owner

Write to the owner of record from the county's deed records; HUD's file shows the contract, not the deed. Never contact residents or on-site staff about a sale, and never suggest to residents that their housing is about to change.

Buying the property means HUD has to approve you to take over the contract. Read what HUD reviews when a Section 8 property sells before you write a letter of intent.

Price it, then finance it

Use the offer calculator to value the property at today's contract rents and at market rents, then send the deal to the desk for acquisition financing.

Not affiliated with HUD. Inclusion here doesn't mean a property is for sale. How this data is built.